Lost your job and your health insurance? Moved to a new area?
If you had a qualifying life change at all this year, you can STILL shop for ACA health insurance— learn more.
For your safety and ours, all appointments are currently being conducted by phone with no charge for our services.
Regular Open Enrollment begins Nov. 1- Dec. 15
Schedule an appointment by calling us 828-210-3404 or use your zip code to search for an appointment below:
The Health Justice Program can help you get the facts and unbiased answers your questions.
Pisgah Legal Services is a local non-profit in our eighth year of offering enrollment assistance in the ACA health insurance marketplace. We are here to help you understand your options for affordable health insurance. Despite proposed changes to the law, the ACA is still here and coverage is still available for those who qualify.
Unsure if you are looking at good credible coverage? Here are some questions to ask when looking at health insurance plans:
- Can I be denied certain benefits because of preexisting conditions?
- Will I be asked any questions about my health status?
- Could that affect the price of my plan?
- Are there limits to how much my plan will pay for my care?
If the answer is yes to any of these questions, the plan is not a comprehensive plan protected by the ACA and you may be stuck with large medical bills. To be sure you get a quality health insurance plan go to www.healthcare.gov or make an appointment to meet with an enrollment assister at Pisgah Legal Services 828-210-3404.
Another resource for people in North Carolina is the NC Get Covered website.
Medicaid and NC Health Choice accept applications year round. Apply at your local Department of Health and Human Services (DSS) or www.epass.nc.gov
Take a look at what kind of financial help you might qualify for using the see plans and prices tool.
Here are some handy step by step guides available for FREE:
- Get your username or password on Healthcare.gov
- Obtener su nombre do usario y contraseña de cuidadodesalud.gov
- How to enroll in a plan
- How to upload a document
- 5 Ways to make the most of your health insurance
- 5 Manera de aprovechar su cubratura medica
- From Coverage to Care: A Roadmap to better care and a healthier you
- De la cobertura al cuidado de su salud: Una guia para un mejor cuidado y una vida mas saludable
Security of Your Information
Our services are free of charge to you. We may help you use your personal information to apply for health insurance but we will never ask for any type of credit card information. Any information you share with us is protected and will not be shared without your consent. If you are concerned about scams or fraud, call us directly so you know who you are talking to. Your privacy and protection is important to us.
You can read our Privacy Notice on-line here.
You can read our Consent form for Phone appointments here.
Outreach & Education
The Health Justice Program provides free outreach and education on public options for health insurance in North Carolina. If you are interested in having us speak to your group or organization, contact the Program Director, Shannon Cornelius at 828-210-3439.
Learn about the Volunteers who work assisting people understanding their options for health insurance. Learn more.
PLS is proud to be the “Good Health, Good Business” award recipient from the Asheville Area Chamber of Commerce for the Health Justice Program (formerly known as the ACA Program). Watch the video.
Special thanks to the Kate B Reynolds Charitable Trust for their support of this program.