The Affordable Care Act Program

We are still here and ACA is still the law!

If you have a Marketplace plan, you can continue to pay your premium and keep your health insurance because nothing has changed. Click here for health care related policy updates.

If you do not have health insurance contact us to see if you qualify for a Special Enrollment Period. Call 1-855-733-3711 or schedule an appointment online by searching with your zip code below to find out more:

The next open enrollment will be from November 1- December 15, 2017.

Encuentra Ayuda En Persona

The ACA Program can help you get the facts and answer your questions. Pisgah Legal Services is a federally funded Navigator Organization, and we are here to help people and families understand their options for affordable health insurance. Despite proposed changes ACA is still the law and coverage is available for those who qualify.

Another resource for people in North Carolina is the NC Get Covered website.

Medicaid and NC Health Choice accept applications year round. Apply at your local Department of Health and Human Services (DSS) or

Many people qualify to enroll OUTSIDE of open enrollment! This is called a “Special Enrollment Period.”

Married? Lost your job and health insurance? Moved to a new area? These are just a few of the examples—there are many more. Schedule an appointment today to see if you qualify to enroll outside of open enrollment.

Outreach & Education

The ACA program provides free outreach and education on the Affordable Care Act (ACA) and NC Health Insurance Marketplace. If you are interested in having us speak to your group or organization, contact Shannon at 828-210-3439.

Volunteer Opportunities

Learn about the Volunteer Navigators who work assisting people understanding their options for health insurance. Learn more.

Good Health Award

PLS is proud to be the “Good Health, Good Business” award recipient from the Asheville Area Chamber of Commerce for the Affordable Care Act Program. Watch the video.

Special thanks to the Kate B Reynolds Charitable Trust for their support of this program.

The project described was supported by Funding opportunity Number CA-NAV-15-001 from the Centers for Medicare & Medicaid Services. The contest provided are solely the responsibility of the authors and do not necessarily represent the official views of HHS or any of its agencies.

Pisgah Legal Services is a member of the North Carolina Navigator Consortium Navigator Logo - For Web


Take a look at what kind of financial help you might qualify for using the see plans and prices tool.

See Plans and Prices

Do you have questions about the tax penalty? Some groups may be exempt from the penalty. You can find out more or estimate your the tax penalty using this website.

Tax Penalty Calculator

Understand the basics- watch a 5 minute video about the ACA and how it may affect you.

ACA Video Intro